It is also usually simple to get an Oil and Gas Workers critical illness cover policy which can also be offered at standard rates where the role for lower risk roles. You will find that there will be additional information required for your application and especially where there is more hazardous duties such as diving, working at heights or working with hazardous materials.

You might also find that for more dangerous roles for Oil and Gas Workers critical illness cover that your premiums could increase to reflect the added risks involved or your policy could be offered with some exclusions. You should also note that your policy will usually be excluded from having Total and Permanent Disability cover.