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Specialist Travel Insurance Has Arrived!

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Get An Instant Quote.

Here at The Insurance Surgery, we take the importance of our clients’ financial needs very seriously. Which is why whoever we partner with must share these values. So, to ensure our clients receive the same peace of mind when travelling, we’ve teamed up with travel insurance specialists, Ancile Insurance Group Limited, to take care of all your travel insurance requirements.

By following the “Get a Quote’ links above, you’ll be re-directed to websites operated by Ancile Insurance Group Limited who are authorised and regulated by the Financial Conduct Authority, FRN: 471641.

Travel Insurance Cover Options.

Get a full range of options including single-trip and annual multi-trip policies.

Pre-existing conditions experts

Winter sports

Individual, Couples, Family and Group cover

Over 65s

Cruise Insurance

Special events

FAQs.

Whenever you purchase travel insurance, it’s vital you choose the right product for your needs and understand the cover provided – particularly when insuring pre-existing medical conditions. Detailed below are answers to some of the most frequently asked questions about travel insurance for medical conditions and over 65’s.

Yes. It makes sense to insure yourself and your travelling companions on the same policy as all travellers are then covered in the event a trip is cancelled due to declared and insured medical conditions.

Once full quote information has been provided and you’ve been presented with premiums for the main products, you’ll then be offered a host of additional cover options to select and include accordingly.

Quotes via the Medical Conditions – No Age Limits link will include cover for cruise travel as standard. For specific cruise travel benefits, please choose the Cruise Insurance option on the homepage and begin your quote from there.  For quotes via the No Medical Conditions link, cruise travel is not included as standard and you must pay an additional premium to obtain the appropriate cover

Policies are only available to residents of the United Kingdom, Isle of Man, BFPO and the Channel Islands.

We cannot medically screen someone who is not applying for insurance, however, if you purchase a product via our Medical Conditions – No Age Limits link, you will be covered if the close relative’s doctor is prepared to state that at the time insurance was taken out, he/she would not have foreseen such a serious deterioration in his/her patient’s condition.

We can only cover conditions which have been diagnosed by a medical practitioner. If you have an undiagnosed condition, please call us on 0330 024 9857 and we can refer your details to the underwriter who may be able to provide cover for everything else but excluding the undiagnosed condition.

Full information regarding cover, benefits and sums insured for all available products is provided at quote stage so you can view all terms and conditions ahead of purchase.

All policies contain a 14 day cooling off period. This gives you time to read through the policy wording carefully to ensure it provides the cover you need. If you decide the policy is not right for you, you can obtain a full refund on the basis you haven’t travelled or made a claim.

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