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Diabetes Insurance

Great deals and fantastic cover for Diabetes Insurance from The Insurance Surgery. THE go to broker for your Diabetes Insurance needs.

If you live with a long term medical condition like Diabetes this can make it tricky to track down the cover you want at a price you like. Our team of Diabetes Insurance experts will help you get the protection you need at the best price they can find.

We are experts in obtaining cover for people with Diabetes.

Most Common Questions

We will take you through a medical questionnaire which gives the Diabetes Insurance provider's all the information they need to assess your application. They will need to know information such as when you were diagnosed, your latest readings, how you manage your condition and any related conditions. It is important that the information you give is as full and accurate as possible.
If you have a long-term pre-existing condition such as Diabetes, then insurers need to look at your application as an individual case as everyone’s situation is slightly different. Underwriters base their decision and pricing on what is personal to you. Our team of Diabetes Insurance experts has been helping people like you get the cover they need for many years so you can be sure you are in good hands. We will strive to get you the protection you need at the right price.

Diabetes and Life Insurance

The Insurance Surgery is also a leading expert for Diabetes Life Insurance so click on the link or talk to one of our team of expert advisors on 0800 082 2829 if you would like more information

Diabetes and Travel Insurance

If you are planning to Travel and have Diabetes, follow the link here for more information on Diabetes Travel Insurance, or speak to our team of specialists on 0800 458 0487

Useful Links:

Diabetes.co.uk: http://www.diabetes.co.uk
Diabetes UK: http://www.diabetes.org.uk/guide-to-diabetes/
NHS Choices: http://www.nhs.uk/conditions/diabetes/page/diabetes.aspx

Case Study 1

  • Client: Male
  • Age: 37
  • Smoker status: Non-smoker
  • Medical condition: Type 1 Diabetes
  • Cover date: 24th March 2020
  • Product type: Decreasing life insurance
  • Cover amount: £187,000
  • Cover term: 23 years
  • Premium: £40.51

We were approached by this gentleman when he completed an enquiry through our partners website, Diabetes.co.uk. We received the enquiry and our protection advisor got in touch with the gentleman to discuss his life insurance needs and any pre-existing medical conditions that he has. This is when he explained that he was looking for life insurance to cover his mortgage which is £187,000 over a 23-year period. He also disclosed that he has type 1 diabetes that is well controlled, however he has had diabetic eye problems as a result. After taking this information our advisor suggested that decreasing life insurance would be the best option for the gentleman as he was looking to cover his mortgage and the cover would decrease alongside the mortgage; decreasing life insurance is also cheaper than level life insurance. The gentleman agreed that this would be the best option, and as a result our advisor applied him to one of our mainstream providers. On the 24th March 2020 and secured the gentleman £187,000 of cover over a 23-year period for a monthly premium of £40.51.

This is an amazing result and the gentleman was thrilled that we were able to find him the cover that he needs as he now knows that his mortgage is protected should the worst happen. We were also delighted with this result as it is an amazing premium considering the gentleman’s medical history, as when you have complications with your diabetes it can be difficult to obtain cover.

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