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Diabetes Insurance

Great deals and fantastic cover for Diabetes Insurance from The Insurance Surgery. THE go to broker for your Diabetes Insurance needs.

If you live with a long term medical condition like Diabetes this can make it tricky to track down the cover you want at a price you like. Our team of Diabetes Insurance experts will help you get the protection you need at the best price they can find.

We are experts in obtaining cover for people with Diabetes.

Most Common Questions

We will take you through a medical questionnaire which gives the Diabetes Insurance provider's all the information they need to assess your application. They will need to know information such as when you were diagnosed, your latest readings, how you manage your condition and any related conditions. It is important that the information you give is as full and accurate as possible.
If you have a long-term pre-existing condition such as Diabetes, then insurers need to look at your application as an individual case as everyone’s situation is slightly different. Underwriters base their decision and pricing on what is personal to you. Our team of Diabetes Insurance experts has been helping people like you get the cover they need for many years so you can be sure you are in good hands. We will strive to get you the protection you need at the right price.

Diabetes and Life Insurance

The Insurance Surgery is also a leading expert for Diabetes Life Insurance so click on the link or talk to one of our team of expert advisors on 0800 082 2829 if you would like more information

Diabetes and Travel Insurance

If you are planning to Travel and have Diabetes, follow the link here for more information on Diabetes Travel Insurance, or speak to our team of specialists on 0800 458 0487

Useful Links:

Diabetes.co.uk: http://www.diabetes.co.uk
Diabetes UK: http://www.diabetes.org.uk/guide-to-diabetes/
NHS Choices: http://www.nhs.uk/conditions/diabetes/page/diabetes.aspx

Case Study 1

  • Client: Female
  • Age: 39
  • Smoker status: Non-smoker
  • Medical condition: Under active thyroid and type 1 diabetes
  • Cover date: 25th September 2019
  • Product type: Level life insurance
  • Cover amount: £57,000
  • Cover term: 30 years
  • Premium: £28.77

We were approached by this lady on 19th September 2019 when she completed an application through our partner Diabetes.co.uk. Our advisor Dan then get in touch with her to ask her what life insurance she was looking for and what pre-existing medical conditions she has, at this point she explained that she is a type one diabetic with an underactive thyroid. Dan then asked a few more questions about her medical conditions to find out the severity of these conditions, this is when she explained that her Hba1 is 9.8 and that her doctor has said her diabetic control is satisfactory. Furthering this her underactive thyroid is fully under control and is causing her no issues. She then explained that she needed cover for her mortgage which had £57,000 left over 11 years. With all this information, Dan applied to one of our mainstream providers and managed to secure her £57,000 cover a 11-year period for £28.77 a month on the 25th September 2019. This wait was down to waiting times with the underwriters and the client needing to find a Hba1c reading that was current enough for the application. Overall, this is an amazing outcome and we are delighted that we were able to get her cover.

We are so pleased with this result as her premium is very reasonable for the amount of cover that she needed, especially considering her raised HBA1C reading, which is a little higher than the providers generally like. We love helping people to find the protection they need and want to help as many people as possible get protected so they have peace of mind.

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The Insurance Surgery Ltd is rated 4.9/5 based on 187 reviews. Read our reviews


'Simply the best' This company is the top of the insurance business. I found it after having a bad experience with one of the biggest insurers.I thought I would struggle to get insurance. I filled in the enquiry section on there site, and waited for the reply. When it came I was very impressed with the manner in which the information was taken and the speed I got the quote, which was very reasonably priced.I would not hesitate to use this company again and would highly recommend them to family and friends. 4.9

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