Feefo Trusted Service Award 2018

Blood Pressure Life Insurance

We're the experts so let us do the hard work
Making life insurance and travel insurance
affordable for everyone...

Get a Quote

High Blood Pressure Life Insurance



How it works:

When assessing your application for High Blood Pressure Life Insurance underwriters will consider:

  • Current blood pressure readings
  • When you were diagnosed with High Blood Pressure
  • Medication reading
  • Any underlying health conditions related to the High Blood Pressure
  • How often you attend reviews

Here at The Insurance Surgery, we specialise in assisting people with pre-existing medical conditions like High Blood Pressure to apply for life insurance. We are an independent broker so will look at the whole of the market to find you cover.

Case Study 1

  • Client: Male
  • Age: 56
  • Smoker Status: Non-Smoker
  • Conditions: High BP, Diabetes and Background Retinopathy
  • Cover Date: March 2016
  • Product Type: Whole of Life Cover
  • Cover Amount: £5,000
  • Cover Term: Whole of Life
  • Premium: £14.91

Case Study 2

  • Client: Male
  • Age: 59
  • Smoker Status: Non-Smoker
  • Conditions: High BP, High Cholesterol and Diabetes
  • Cover Date: March 2016
  • Product Type: Level Term Assurance
  • Cover Amount: £50,000
  • Cover Term: 15 years
  • Premium: £48.52

Case Study 3

  • Client: Female
  • Age: 49
  • Smoker Status: Non-Smoker
  • Conditions: High BP and Polycystic Kidney Disease
  • Cover Date: March 2016
  • Product Type: Decreasing Term Assurance
  • Cover Amount: £87,500
  • Cover Term: 19 years
  • Premium: £29.45

AIG - Postponed Cover

Most Common Questions

The cost for cover is based on your individual circumstances and factors such as your readings and how stable they are, underlying causes etc. The specialist advisors at The Insurance Surgery are highly experienced at obtaining High Blood Pressure Life Insurance and can look for the best rates across the market.
Yes, critical illness cover may be available to you, our advisors can let you know options based on your personal health and circumstances.
No problem, previous declines don’t influence a new application. The skilled team at The Insurance Surgery are highly experienced in knowing which insurers to approach depending on your condition.
Here at The Insurance Surgery, we have over 16 years of experience in obtaining life insurance for people with High Blood Pressure. We offer a full advice service to help you find the cover you need and we do all the hard work of processing the application so you don’t have to.

Independent Reviews at


High Blood Pressure UK Statistics...

  • High Blood Pressure is a reading that is at or above 140/90mmHg
  • Ideal blood pressure is between 90/60mmHg and 120/80mmHg
  • Around 16 million people in the UK have High Blood Pressure
  • Those with High Blood Pressure are three times more likely to suffer from heart disease or a stroke
  • Around 1 in 3 people who have High Blood Pressure aren't aware of this
  • Approximately 30% of women and 32% of men have High Blood Pressure

Symptoms of High Blood Pressure...

It can often be the case that no symptoms are experienced which is why so many people aren't aware they have High Blood Pressure. The only way to know is to have your blood pressure checked. It is advised that adults over 40 years are tested at least every 5 years.

Risks of High Blood Pressure...

With high readings comes added risk. If blood pressure readings remain high there is an increased risk of health problems such as:

  • Heart disease
  • Heart attack
  • Stroke
  • Kidney disease
  • Vascular dementia

What influences blood pressure?

Several lifestyle choices affect blood pressure readings. To bring down levels you can:

  • Eat a healthy diet that is low in salt
  • Reduce alcohol and caffeine intake
  • Achieve a healthy weight
  • Take regular exercise
  • Sleep at least 6 hours per night
  • Avoid smoking


Treatment for High Blood Pressure

The first option is to take steps to make healthy lifestyle changes. Some simple changes can quickly bring down blood pressure readings. If medication is required there are several types available and many people need to take a combination. This is often a long-term requirement, although it may be possible for a doctor to reduce the prescription, or even stop it if blood pressure stays under control for several years.

Useful Links:

Blood Pressure UK: https://www.bloodpressureuk.org
British Hypertension Society: https://bhsoc.org
British Heart Foundation: https://www.bhf.org.uk/heart-health/risk-factors/high-blood-pressure
NHS Choices: http://www.nhs.uk/conditions/blood-pressure-(high)/pages/introduction.aspx

Life and Travel Insurance for people with High blood Pressure or Hypertension.

The Insurance Surgery specialise in obtaining insurance for clients with High Blood Pressure or Hypertension.

We have years of experience sourcing Life Insurance, Travel Insurance, Income Protection Insurance, and other products for clients with Hypertension and other medical conditions.

If you live with High Blood Pressure or Hypertension and you require a quotation for life insurance we also offer a guarantee to obtain the most competitive life insurance quotes on the market.

Below is our summary of how Hypertension may affect your insurance needs.

If your High Blood Pressure is under control with medication and you do not have any other complications you will usually be able to obtain life insurance at ordinary rates. If there are additional complications you may experience slightly higher premiums. At The Insurance Surgery, we are able to search the whole marketplace to make sure you obtain the best deal.
Providing your Hypertension is not extremely severe you should be able to obtain travel insurance fairly easily. We have developed a quotation system that allows you to quickly obtain travel insurance quotations from numerous providers by simply entering your medical details just once. To receive your High Blood Pressure travel insurance quotes simply click here and complete the simple online form.

High Blood Pressure Life Insurance related News

photo 1449495169669 7b118f960251

The Insurance Surgery Ltd is rated 4.8/5 based on 178 reviews. Read our reviews

'The Insurance Surgery were so fantastic.' I have a complicated health history and always assumed I was ineligible for life insurance. I felt really comfortable talking to Andy and felt like he was giving me all the possible options that would work best for me and my family. Thank you! 4.8

Specialist and Free Advice from a team of experts

Speak to our team of experts to find out how much we can save you today...

Call 0800 083 2829

Monday to Thursday: 8:30am - 8:00pm Friday: 8:30am - 5:00pm

Request a callback

Arrange a callback