Nurse Life Insurance, critical illness cover and income protection
The Insurance Surgery is a leading insurance specialist for people who have dangerous occupations including Nurse life insurance, critical illness cover and income protection. Our insurance advisers are highly skilled in helping you to find the best insurance to protect your family and your home as well as saving you money. Insurance companies will be more suitable than others towards some hazardous occupations such as Nurses looking for life insurance, so it is important to make the right choice. If you are looking for Nurse Life Insurance, critical illness cover or income protection then you will should find that there won’t be an issue in getting cover. There are some jobs that are considered to be high risk for protection products which includes Nurse Life Insurance depending on your circumstances and which provider you are applying to. Anyone who wants to protect their family will have the same application process, which will ask about your job which can also determine whether you will be classed as higher risk.
In this section of our website, we consider whether you will be classified as higher risk for Nurse Life Insurance, critical illness cover or income protection based on your circumstances. Nursing is a common occupation for life insurance, you should understand that this is a non-standard risk so can be classed as higher risk with some underwriters or insurance providers.
Main risks for Nursing:
- Working with hazardous equipment
- Higher risk working environments
There is a long list of dangerous occupations considering the different types of risks involved with various types of peoples jobs, so you should speak to a specialist before going any further with your application. Nurse Life Insurance, critical illness cover or income protection involves numerous risks which can be viewed as non-standard by insurance companies.
How Nurse Life Insurance, critical illness cover and income protection works:
For someone considering Nurse Life Insurance, critical illness cover or income protection there will be a list of potential key points that will need to be factored in to be reviewed by underwriters, including:
- What type of Nurse are you
- Do you have exposure to risk of blood
- Are you qualified or junior
- Have you had any time off work in recent months/years
For more advice or guidance to get a quote for Nurse Life Insurance, critical illness cover and income protection then you can contact one of our team of expers on 0800 083 2829.
Nurse Life Insurance
The Insurance Surgery are regularly asked by clients looking for cover to protect their families or homes who have dangerous occupations including Nurse Life Insurance. This type of job is often not classed as high risk for Nurse Life Insurance, which means that you should be able to get the cover you want to protect your family. There are some possible issues with Nurse Life Insurance, however cover should be available at standard rates for the majority of people.
Premiums for Nurse Life Insurance will be based on:
- How much cover you need and why you need life insurance
- How many years do you want to take cover over
- Which type of Nurse Life Insurance do you want
If you need information or advice to get the best Nurse Life Insurance rates to protect your family or home then you should contact one of our team of specialists today.
Nurse critical illness cover
Often there will also not be an issue in getting a Nurse for critical illness cover policy based on the risks involved and the questions you will be asked on your application. There is no major additional risks of serious or critical illness so you should be able to get a Nurse critical illness cover policy with no need to disclose additional information about your occupation.
Nurse income protection
Finally, you should be able to get a Nurse income protection policy in most cases and cover should be available at the same or similar premiums to someone with no job related risks. There may be some occasions or situations where the role is considered to be more high risk because of the type of duties which can include Nurse looking for income protection.
For advice or to speak to one of our top insurance experts to get a quote for Nurse Life Insurance, critical illness cover and income protection you should contact The Insurance Surgery on 0800 083 2829.