Feefo Trusted Service Award 2018

Life is precious...!

We're the experts so let us do the hard work
Making life insurance and travel insurance
affordable for everyone...

Get a Quote

The Insurance Surgery is pleased to offer our clients a personal advice service for Equity Release.

We have teamed up with Responsible Equity Release to provide you with a face-to-face equity release advice service that covers plans from the whole of the market, with specialist knowledge of Enhanced Equity Release Plans for those with certain medical and lifestyle conditions.

All information on this page has been supplied by Responsible Equity Release.

In Poor Health?

Recent enhancements within the equity release industry have seen the introduction of Enhanced Equity Release Plans for those in poor health or with certain lifestyle choices.

Also known as impaired equity release, these plans give access to up to 30% more money than a standard equity release plan, with the added certainty that their debt will not grow if they live longer than expected. Companies such as Aviva, More2Life, and Partnership provide these plans and each has different criteria meaning it is important to get independent advice from a specialist.

Factors that qualify include smoking, height/weight ratio (BMI), diagnosed conditions such as high blood pressure, diabetes, cancer and history of heart problems.

What is Equity Release?

Equity Release allows you to safely release tax-free cash from the value of your home, make no monthly repayments, continue to own AND stay in your home for life. This allows you to take advantage of the increase in property values over the last few years.

The money raised can be used for any purpose including:

  • Boosting Retirement income
  • Buying a new car
  • Treating family members to an 'early inheritance'
  • Special holidays
  • Clearing a lingering mortgage
  • Helping loved ones get on the property ladder

How do I find out more?

With around 26 equity release plans available, it's important to get independent, specialist advice.

Firstly, to find out how much might be available to you use this interactive equity release calculator which will show you:

  • How much you can release
  • How much this might cost you over time
  • What the effect of house price inflation might be
  • What the range of interest rates currently are

Alternatively, to request a free, 12-page guide to equity release call 0800 012 4180 quoting 'The Insurance Surgery'




photo 1449495169669 7b118f960251

The Insurance Surgery Ltd is rated 4.9/5 based on 187 reviews. Read our reviews

'Simply the best' This company is the top of the insurance business. I found it after having a bad experience with one of the biggest insurers.I thought I would struggle to get insurance. I filled in the enquiry section on there site, and waited for the reply. When it came I was very impressed with the manner in which the information was taken and the speed I got the quote, which was very reasonably priced.I would not hesitate to use this company again and would highly recommend them to family and friends. 4.9

Specialist and Free Advice from a team of experts

Speak to our team of experts to find out how much we can save you today...

Call 0800 083 2829

Monday to Thursday: 8:30am - 8:00pm Friday: 8:30am - 5:00pm

Request a callback

Arrange a callback