Testicular Cancer Life Insurance, Critical Illness Cover And Income Protection
We are a leading insurance specialist for people who are classed as non-standard because of their pre-existing medical conditions including all types of cancer such as Testicular Cancer life insurance, critical illness cover and income protection. Anyone with a pre-existing medical condition will appreciate how important it is to get the right cover to protect their loved ones but also how difficult it can be to get the right cover at the right price.
Our team of experts has helped thousands of people with medical issues to get the best cover to protect their families, including Testicular Cancer life insurance, critical illness cover and income protection.
Here we look at how an application for Testicular Cancer life insurance, critical illness cover or income protection will be assessed by underwriters and what that can mean to your premiums or the cover that is available. The Insurance Surgery specialises in finding these policies for people who are classed as non-standard by insurers so we know what providers will be best for your circumstances.
Symptoms of Testicular Cancer:
- Swelling in the scrotum
- Lumps or growths
- Dull ache
- Feeling of heaviness
How Testicular Cancer life insurance, critical illness cover and income protection works:
If you want to apply for Testicular Cancer life insurance, critical illness cover or income protection then you will find that there are a number of key factors which will determine your application for cover, such as:
- Date diagnosed
- Stage/Grade
- Treatment or Surgery
- Time since treatment
- Any other medical or health issues
For more information about Testicular Cancer life insurance, critical illness cover or income protection you should contact one of our team of experts on 0800 083 2829.
Testicular Cancer Life Insurance
It is generally very possible to get cover for someone who wants a policy for Testicular Cancer life insurance in most cases unless the diagnosis was either too recent or if the person is still receiving treatment. It can be possible to even get a policy to cover for Testicular Cancer life insurance at the same rates as someone with no pre-existing medical conditions. In most cases where there is a Testicular Cancer disclosure on a life insurance application you will be required to provide copies of your medical records which we will deal with for you.
Premiums for Testicular Cancer life insurance will depend on:
- What age were you when you were diagnosed
- Have you received any radiotherapy or chemotherapy
- When did you last have any primary treatment
- Has your testicle been removed
If your testicle has been removed and there is no ongoing issues then you might find that you can get cover with no additional premium loadings. If your treatment or surgery was in the past 12 months or 2 years then you may find that your Testicular Cancer life insurance could be postponed for a period of time to allow for any issues to have passed and tests to be completed.
Testicular Cancer Critical Illness Cover
It may be possible to get a policy to cover for Testicular Cancer critical illness cover however it will not be as simple as getting a life insurance policy for this type of condition. It is also possible to even got a Testicular Cancer critical illness cover policy at the same rates as someone with no pre-existing medical issues where the grade/stage are low or if the diagnosis was several years ago. If the diagnosis was more recent or if the stage/grade was higher then you may find that your Testicular Cancer critical illness cover policy premiums could increase or you may even have an exclusion applied to your cover.
Testicular Cancer Income Protection
Your application for Testicular Cancer income protection will very much depend on the grade/stage of your tumour and whether you have had any issues in the past few years. If you have been recently diagnosed then you will generally find that Testicular Cancer income protection will not be available for a period of time until your cancer has cleared and treatment has finished. In more severe cases you may find that Testicular Cancer income protection can be offered with an exclusion for cancer and potentially an increase to your premiums.
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Would recommend using this service
Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
Mat Wise
First Class Experience
Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
Duncan Fordyce
Great, Quick Service
Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
Shelley Jenkins
Fantastic!
Approved immediately. Process was so fast and a lot cheaper than I thought. Highly recommended.
Nicola Storr
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Useful Links
If you need help or advice to get a competitive quote for Testicular Cancer life insurance, critical illness cover and income protection then you should speak to one of our team of experts today on 0800 083 2829.
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