Feefo Trusted Service Award 2018

Life is precious...!

We're the experts so let us do the hard work
Making life insurance and travel insurance
affordable for everyone...

Get a Quote

The Insurance Surgery - A leading life and health insurance specialist

Leading insurance experts since 1999€¦!

We have helped thousands of families and individuals to obtain the right cover at the right price. A trusted partner to some of the UK's leading charities and medical websites so you know you're in good hands.

We guarantee to be cheaper than applying direct to insurers

Whole of Market for Life Insurance

A panel of TOP insurers for Private Medical Insurance

Unbeatable service - read our reviews

We also offer products from Vitality Health and Life which is a new innovative Life and Health insurance provider that rewards healthy living.

Vitality Life and Health

Vitality Life and Health offers unique protection policies that reward you for engaging in a healthy Lifestyle.  You can save money on your Life, Critical Illness, Income Protection and Medical Insurance just for taking regular exercise.

Vitality rewards


With an insurance policy from Vitality you can earn amazing rewards such as:


  • 50% OFF shoes at Sweatshop
  • 50% OFF Garmin, Polar and other devices
  • 50% OFF bikes at Evans Cycles
  • 75% OFF health breaks at Champneys resorts
  • 40% OFF flights with British Airways
  • FREE cinema tickets every week
  • FREE Starbucks coffee every week

And MANY more

How does Vitality work?

You earn Vitality points by engaging in healthy activities.  The points you earn lets you move through Vitality Statuses Bronze, Silver, Gold and Platinum. The higher your status then the richer your rewards.

How do I earn points?

You earn points by taking some online assessments of your health. You can earn points by understanding your health with a health screen measuring your BMI, Blood Pressure, Cholesterol & Glucose levels. Exercise or activity earns you a lot of points. By walking, running, cycling or swimming, you can rack up the points in no time.

Is it expensive to engage with Vitality?

No. We have a host of Vitality partners that give our members huge discounts to help them engage. You can get a health screen for just £15 from our screening partners or go to your GP. You can 50% discount from Sweatshop, Evans Cycles, Virgin Active, Garmin or Polar to help engage in your chosen exercise.

How else am I rewarded?

In several ways. We will give you discount on your premium up front for being interested in maintaining a healthy lifestyle. We will reduce your premium every year for engaging. We will give you up to £400 cashback every year for engaging with Vitality. We will reward you with free weekly Cinema Tickets for the whole family and Free weekly drinks from Starbucks.

Is there anything else?

Yes, there are lots of other savings and discounts with our other Vitality partners. You can get up to 75% discount with Champney's, British Airways, Mr & Mrs Smith Hotels, Eurostar and National Trust. As well as 50% Cashback from Lloyds Pharmacy.

Why does Vitality do this?

We call it a shared value model. If our clients are actively engaged in looking after their health then you are less likely to make a claim. We hand these savings back to you through our ever growing list of Vitality parents. In a lot of cases, the savings our clients make are greater than what they spend on their insurance.

photo 1449495169669 7b118f960251

The Insurance Surgery Ltd is rated 4.9/5 based on 1502 reviews. Read our reviews

'Accepted for Life Insurance' After being turned down for Life Insurance I was feeling pretty low. I completed a form from a partner. I was contacted by a member of TIS, who have sorted out the insurance for me. I was contacted by a superb gentleman (not sure I can name names on here) whom kept me informed every step of the way. I feel protected with the knowledge of now having life insurance for my family if anything happens to me. I wish I had known about this insurance company from the start! Thank you The Insurance Surgery 4.9

Specialist and Free Advice from a team of experts

Speak to our team of experts to find out how much we can save you today...

Call 0800 083 2829

Monday to Thursday: 8:30am - 8:00pm Friday: 8:30am - 5:00pm

Request a callback

Arrange a callback