Protecting your income in the event of Accident, Sickness or Unemployment.
- How would you and your family cope if your income suddenly stopped?
- Could you pay the mortgage?
- What about all the bills?
A Payment Protection Policy is designed to help replace your income in the event of you being unable to work due to sickness an accident or unemployment.
Benefits from the policy will usually be paid for a maximum of 12 months as they are designed to help you through a short term crisis. If you require longer term cover you may wish to view our income protection section.
We are delighted to have teamed up with Cura Financial Services one of the market leaders in this area who are able to provide a highly competitive product that can be tailored to your exact requirements.
Please note that as pre-existing medical conditions will almost certainly not be covered for at least 24 months from the policy start date. Cura Financial Services offer the ability to just select unemployment cover. This keeps the costs to a minimum for clients with pre-existing medical conditions.
Have you been mis-sold a Payment Protection Policy?
Many clients with pre-existing medical conditions have been sold Payment Protection policies without realising that their medical condition would be excluded. If this wasn't explained then the policy could be classed as mis-sold and you may be entitled to a refund or compensation. Feel free to look at our guide to making a claim without paying any fees.
Cura Financial Services Ltd is an appointed representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority.