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Mortgage Life Insurance

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Mortgage Protection Life Insurance

The Insurance Surgery has specialised in providing mortgage protection life insurance for clients with pre-existing medical conditions for over a decade. We also cater for clients in high-risk occupations or who are involved in dangerous hobbies/pastimes.

Make sure you obtain competitive insurance to protect your home by speaking to the Special Risk experts

What is a Mortgage Protection policy?

A Mortgage Protection policy is designed to repay your outstanding mortgage balance in the event of your death. It can provide cover for either a single person or as a joint policy. This is not to be confused with Mortgage Payment Protection policies that will cover your monthly repayments if you are unable to work due to Accident, Sickness or Redundancy.

Why use The Insurance Surgery?

The Insurance Surgery specialises in sourcing competitive mortgage protection life insurance for clients with pre-existing medical conditions and other Special Risks.

The Insurance Surgery guarantees you the best rate! (see below)

  • Over a decade of experience.
  • Independent - We are NOT limited to a panel of Insurers.
  • Extensive knowledge of Medical Underwriting.
  • Personal Service - You have one Customer Service Executive assigned to your case.
  • Estimate of Cost - Insurance Companies may increase the cost of your cover due to your personal circumstances. Where possible we will provide you with a realistic estimate of the likely final premium.
  • We will help you fill in the application forms.
  • We will keep you fully informed throughout the process.
  • We have access to specialist companies and techniques that may offer cover when the main insurers cannot.

The Insurance Surgery is Whole of Market for Life Insurance and some of the leading insurance providers we use are:

AEGONAIGAVIVAFriends LifeLegal & GeneralLiverpool VictoriaRoyal LondonVitalityZurich

The Insurance Surgery Price Guarantee

As an Independent company, The Insurance Surgery can access quotations from all the leading life insurance providers rather than just a small panel so we can ensure that you obtain the best deal possible. In fact, if you suffer from a pre-existing medical condition, we will guarantee to present you with £40 of high street vouchers if we don't find you the cheapest life insurance quotation on the market. This will give you the peace of mind that The Insurance Surgery is truly the best one-stop insurance centre for clients with pre-existing medical conditions.

Click here to view our Price Promise

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The Insurance Surgery Ltd is rated 4.9/5 based on 320 reviews. Read our reviews


'The best broker you can get' Excellent service, professional, polite, patient, informative and saved me so much hassle. They got me and my girlfriend an excellent deal and would recommend them to everybody. 4.9

feefo Service Rating 4.9/5

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