Helicopter Pilots Life Insurance, critical illness cover and income protection
Our team of top dangerous hobbies and occupations specialists at The Insurance Surgery has helped thousands of higher risk people to find cover such as Helicopter pilots and light aviation life insurance, critical illness cover and income protection. The Insurance Surgery has helped lots of people who are classed as high risk because of the hobby or occupation that they have to find life insurance and other types of personal cover to protect themselves, their family and their homes. Life insurance for Helicopter pilots will usually require some additional underwriting depending on a number of variables so it is important to speak to an experts who knows which insurers are best for you.
Life insurance, critical illness cover and income protection are the main types of personal cover which are designed to provide peace of mind for you and your family in the event of anything happening to you. Our team of specialists have the experience and expertise to help you to find the right policy and ultimately we aim to save you money on your premiums.
Helicopter pilots and light aviation Life Insurance
Due to the increased risks when taking part in any form of aviation activity there may be additional underwriting requirements for Helicopter pilots life insurance. The general rule for Helicopter pilots and light aviation activities with life insurance is that cover can be available at standard rates with no restrictions for recreational and infrequent flying. Helicopter pilots life insurance underwriting will require for you to disclose additional information regarding your disclosure, such as:
- Type of aircraft
- License you hold
- Hours of flying (per annum)
- Countries you fly to or in
Most life insurance applications for Helicopter pilots will be underwritten and accepted with special terms, depending on your activities. Helicopter pilots looking for life insurance may find that cover is slightly more restrictive than fixed wing pilots as helicopters are viewed as more dangerous than planes.
If you have been declined or accepted on special terms for Helicopter pilots and light aviation life insurance in the past, then you should speak to one of our expert advisers. The Insurance Surgery has helped thousands of people with hazardous hobbies or occupations such as Helicopter pilots looking for life insurance to get the cover that they need to protect their loved ones.
Helicopter pilots and light aviation critical illness cover
Critical illness cover for Helicopter pilots is also usually available on the mainstream life insurance market and often will be offered with no or minor exclusions at normal rates. Helicopter pilots are sometimes viewed as an increased risk for critical illness cover by most insurance underwriters as there is generally some additional serious illness risks relating to aviation activities.
As with all other applications for critical illness cover, Helicopter pilots will be assessed based on their own medical history and any other issues of family history for example. Helicopter pilots critical illness cover will be based on your age, amount of cover you require, policy term and smoker status.
As with a lot of the hazardous hobbies and dangerous occupations that we deal with, TPD or Total and Permanent Disablement may be excluded from critical illness cover for Helicopter pilots. If you require further information, a quote or advice then please do not hesitate to contact our team of Helicopter pilot critical illness cover experts.
Helicopter pilots and light aviation income protection
Income protection for Helicopter pilots is possible to get in some cases however there may be some restrictions. There are certain potential underwriting issues with Helicopter pilots income protection so there could be some restrictions placed on cover.
For Helicopter pilots and light aviation income protection it is better to speak to an experienced adviser who can help you to identify the best providers and top levels of cover.
If you are a Helicopter pilot looking for life insurance, critical illness cover or income protection then you should speak to one of our team of experts who will help you to get the right cover and save you money.
For more information about how to get the best rates and cover to protect your family then you should speak to one of our Insurance Surgery Helicopter Pilots life insurance, critical illness cover and income protection experts on 0800 083 2829 today.