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Blacksmith Life Insurance

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Blacksmith Life Insurance, critical illness cover and income protection

Blacksmith life insurance, even though considered as a hazardous occupation, will be provided by most insurers at standard terms. Insurers may ask for information regarding a blacksmith’s role but our expert team will be able to help find the best deal available.

How Blacksmith Life Insurance, critical illness cover and income protection works:

Underwriters may require some additional information when receiving application for blacksmith life insurance:

  • Specific job/role you do
  • Machinery used
  • If work with animals
  • Qualifications in role
  • Medical history

The insurance surgery is a leading life insurance specialist for hazardous occupations, including blacksmiths. Our expert team have years’ of experience providing affordable insurance to provide peace of mind for people and their families.

 

Blacksmiths Life Insurance

Blacksmiths will generally be able to get life insurance at standard terms from most insurers. They may ask for more information if working in more dangerous locations, oil rigs for example, but usually they will not consider blacksmith an overly dangerous occupation.

 

Blacksmiths critical illness cover

As blacksmiths are not deemed to have a significantly raised potential to get a serious medical condition, most insurers will provide critical illness cover at standard terms. There may be exclusions that are applicable depending on the location and if there any extenuating circumstances to your risk. Any such risks can be discussed with our team in order to find the best insurer.

Even if you have been refused critical illness cover previously, we still may be able to find the right policy for you.

 

Blacksmiths income protection

As with the other types of cover, Income protection for blacksmiths is usually available at normal terms with the right insurance providers. Our team of specialist insurance experts will be able to help you with the choice of definitions that are available. These can include the deferment period on claims or the importance of the ‘own occupation’ definition of cover. Our advisors will help you select the best ones for your circumstance.

 


Independent reviews at feefo.com

 

About Blacksmiths

Blacksmiths’, or metalworkers’, roles can vary from the artistic, such as producing sculpture, to the heavy manufacturing industry, such as ship building or rig working. Each will involve different degree of risk through the exposure to extreme heat and use of heavy equipment and tools.

Some possible risks for blacksmiths include:

  • Burns
  • Damage to eyes
  • Hearing loss
  • Lung damage
  • Heavy machinery

 

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