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Retinitis Pigmentosa Life Insurance

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Retinitis Pigmentosa life insurance, critical illness cover and income protection

The Insurance Surgery specialises in helping people with pre-existing medical conditons to get the right cover to protect their families and homes, including Retinitis Pigmentosa life insurance, critical illness cover and income protection. In most cases it is possible to get insurance regardless of whether you have a medical condition, hazardous occupation or if you take part in an extreme sport. A lot of people are put off applying for cover such as Retinitis Pigmentosa life insurance, critical illness cover and income protection because they think that it will be expensive or that they will have to answer questions about their health. Our experts have helped thousands of people with various types of medical issues to get the cover they need and take the hassle out of the application process.

This section explains how Retinitis Pigmentosa affects life insurance, critical illness cover and income protection applications so you know what you can expect when you speak to one of our expert advisers. Premiums for Retinitis Pigmentosa life insurance, critical illness cover and income protection will depend on the severity of your symptoms and the state of your health. Our advisers will complete a fact find to find out more about you and your health so that we can direct you to the best insurers with the most competitive rates for you and your condition.

Symptoms of Retinitis Pigmentosa:

  • Loss of peripheral vision
  • Difficulty to see in low light
  • Central vision loss

Sight loss or vision problems do not necessarily cause any problems when applying for life insurance, critical illness cover or income protection unless there are other medical or health problems.

Treatment for Retinitis Pigmentosa:

  • Sight testing (inc. colour vision and visual field)
  • Genetic test
  • Counselling

How Retinitis Pigmentosa life insurance, critical illness cover and income protection works:

There are a number of key factors which will determine how much you will pay for a policy for Retinitis Pigmentosa life insurance, critical illness cover and income protection, such as:

  • Date diagnosed
  • Severity of symptoms
  • Other medical problems
  • Health status (inc. height and weight)
  • Type and level of cover

If you need help with your application for Retinitis Pigmentosa life insurance, critical illness cover or income protection then you should speak to one of our team of experts to get a competitive quote today.

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Retinitis Pigmentosa life insurance

Usually Retinitis Pigmentosa life insurance is not considered to be an issue for underwriters so the risks are generally considered to be the same as someone with no medical or health issues. If your symptoms are more severe or if there are other health or medical issues then you may find that you could pay more for your Retinitis Pigmentosa life insurance depending on your circumstances. In some cases you may be asked to provide a copy of your medical records to support your application for Retinitis Pigmentosa life insurance which will be requested from your GP.

Some key points to consider when applying for Retinitis Pigmentosa life insurance:

  • What date were you diagnosed with Retinitis Pigmentosa and how old were you
  • Do you have any other health or medical issues to consider
  • How much cover do you need and over what term
  • What type of life insurance cover are you looking for

You should in most cases find that applying for Retinitis Pigmentosa life insurance will be fairly simple and you should be able to get cover instantly with no additional requirements.

 

Retinitis Pigmentosa critical illness cover

It is also generally very straight forward to get a Retinitis Pigmentosa critical illness cover policy put in place due to the levels of risk involved related to this condition and types of plan. Retinitis Pigmentosa critical illness cover premiums will usually be accepted at the same rates as someone with no other medical or health issues. There will often be an exclusion applied relating to claims connected to visual loss or impairment.

 

Retinitis Pigmentosa income protection

It is also generally very possible to get a policy for Retinitis Pigmentosa income protection which can also be offered at the same rates as someone with no medical issues. In most cases there will be a visual exclusion applied to the plan which is fairly standard and should not deter you from accepting an offer of cover.


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For more help or guidance to get a competitive quote for Retinitis Pigmentosa life insurance, critical illness cover or income protection then call our experts today.

 

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