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Polymyositis Life Insurance

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Polymyositis life insurance, critical illness cover and income protection

We are a top insurance expert for people with pre-existing medical conditions such as for Polymyositis life insurance, critical illness cover and income protection to help them get the right cover at the right price. Our team of trained specialist advisers has helped thousands of people to protect their families, homes and businesses regardless of their medical history and we know exactly what to do to help you and your loved ones. It is possible to get a policy to cover for Polymyalgia Polymyositis life insurance, critical illness cover or income protection which can result in a number of potential outcomes such as standard rates, loaded premiums and possible exclusions on policies.

It can be difficult to get the cover you need so in this article we explain more about Polymyositis life insurance, critical illness cover and income protection cover applications. Most people with pre-existing medical conditions want to get cover to protect their children and homes but do not know where to start or may have been refused cover in the past which is why our team of specialists are here to help.

Symptoms of Polymyositis:

  • Weak muscles
  • Muscular aches and pains
  • Tiredness
  • Health issues (feel unwell)

TMost symptoms of this condition are not considered to be high risk when applying for Polymyositis life insurance, critical illness cover and income protection unless they are linked with another condition or health problem.

Treatment for Polymyositis:

  • Physiotherapy
  • Steroids
  • Exercise
  • Methotrexate
  • Intravenous immunoglobulin therapy
  • Disease-modifying anti-rheumatic drugs

How Polymyositis life insurance, critical illness cover and income protection works:

There are a number of key factors which would be taken in to consideration when assessing an application for Polymyositis life insurance, critical illness cover and income protection to provide an accurate decision, such as:

  • Date diagnosed
  • Severity of symptoms
  • Joints or areas of the body affected
  • Treatments
  • Medication

It is important to approach the best insurers when applying for Polymyositis life insurance, critical illness cover or income protection so you should speak to an expert who will know which providers are best for your cover.

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Polymyositis life insurance

It is possible to get cover for Polymyositis life insurance and in most cases cover should be offered from standard rates or with a small premium loading where the symptoms are considered to be mild. It is likely that the insurance underwriter will want to view a copy of your medical records from your GP to help them to assess your application based on your recent medical and health status.

Some of the main considerations for Polymyositis life insurance are:

  • How long have you suffered from Polymyositis
  • What type of treatment or medication
  • Which symptoms you have and how severe are your symptoms
  • Do you have any other health issues

If your symptoms are more severe or if you have other health issues then you may find that your Polymyositis life insurance offer could be accepted with an increase to your premium to reflect the risks involved.

 

Polymyositis critical illness cover

There is also a very strong chance of being able to get a policy for Polymyositis critical illness cover, especially if your symptoms are not too severe or well controlled. You will also find that the insurance underwriters should in most cases require to view your medical records from your GP to help them assess your application. Generally this type of application will be offered with a small premium loading to reflect the possible risks relating to Polymyositis critical illness cover.

 

Polymyositis income protection

Your application for Polymyositis income protection will be assessed in the same way as an application for life insurance or critical illness cover with the addition of looking at your recent work history. Insurance underwriters will also want to know whether you have had much time off work in recent years before they can offer you an income protection policy for Polymyositis. The most likely outcome for Polymyositis income protection applications is a small premium loading or possible exclusions relating to your condition.


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For help or advice to get the best quotes for Polymyositis life insurance, critical illness cover and income protection, you should contact one of our team of experts on 0800 083 2829 today.

 

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