Multiple Sclerosis case study - Mr Moore (March '13)
Mr Moore approached The Insurance Surgery in February '13 after finding our website on Google as he was looking for Multiple Sclerosis Life Insurance cover. After some initial research and a medical fact find we were able to confirm that estimates were very low and extremely competitive.
This client had already approached another provider (Scottish Provident) and been offered premiums that were too expensive (£20 per month) for him. We were delighted to offer Mr Moore cover that was not only affordable but also great value at around £10 per month.
Case study details:
Cover applied for: Level Term Life and Critical Illness Cover (Critical Illness not available)
Sum assured: £85,000 (to cover mortgage)
Term of cover: 22 years
Medical condition: Multiple Sclerosis (MS - Relapsing Remitting)
Smoker status: Non-smoker
Medical info: MS (Relapsing Remitting) diagnosed 09/11 and Asthma (mild)
Estimates: £9 - £13
Additional information: Premiums on this case came back towards the lower end of our estimate range and were less than HALF the previous offer from Scottish Provident! We were delighted with the outcome of this case.....