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Cerebal Palsy Life Insurance

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Cerebral Palsy Life Insurance

The Insurance Surgery is a leading insurance expert for people who live with all types of pre-existing medical conditions looking to protect themselves, their loved ones or their homes. We work with a huge range of medical conditions as well as offering all types of personal protection products such as for Cerebral Palsy life insurance, critical illness cover and income protection. Our team of specialist advisers works with and helps thousands of people and families every year to protect themselves, their homes and their businesses as well as help them to save money on their insurance premiums. Even if you have applied for cover in the past and been declined or have had cover agreed at special rates then we can help, especially for complex conditions and cover such as Cerebral Palsy life insurance, critical illness cover and income protection.

How Cerebral Palsy insurance works:

Complex medical conditions such as Cerebral Palsy and life insurance, critical illness cover and income protection will require additional underwriting and therefore you will be asked to disclose additional information about your medical history, such as:

  • Type of Cerebral Palsy
  • Treatment or medication
  • Dates of last seizure / blackout (how many)
  • Severity of symptoms
  • Any other medical conditions

Our experts work with all types of medical conditions and we know through our many years of experience, which insurance providers are best for each condition and combinations of conditions, including Cerebral Palsy life insurance, critical illness cover and income protection. If you have Cerebral Palsy and need some life insurance or other type of cover then we’re here to help and to save you money.

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Cerebral Palsy Life Insurance

If you have Cerebral Palsy and you need life insurance then there are a number of options to be able to get the cover you are looking for depending on a number of key factors. Cerebral Palsy life insurance underwriting can vary dramatically from one insurance provider to another based on the complexity of the conditions.

Cerebral Palsy life insurance terms if offered will be based on several key variables which include:

  • Which type of Cerebral Palsy do you suffer from
  • What form of treatment or medication is used
  • How severe are your symptoms
  • What was the date of your last attack (e.g. seizure or blackout)

If you have applied for Cerebral Palsy life insurance in the past and been declined or offered special terms on the basis of the severity of your condition then you should speak to one of our experts. Most often you will be asked to provide a copy of your medical report from your GP or specialist for underwriters to be able to assess your application for Cerebral Palsy life insurance.

 

Cerebral Palsy Critical Illness Cover

It is possible to get critical illness cover for Cerebral Palsy which will all depend on how severe are your symptoms and whether you have had any recent attacks. In all applications you will be asked to provide a copy of your medical records from your GP or specialist to provide underwriters with a full view of your medical history and your health. Whether you are offered terms for Cerebral Palsy critical illness cover will be dependent on your condition at the point of application and your recent health based on your age etc.

Cerebral Palsy critical illness cover can be offered with a number of different outcomes as well which can be anything from a premium loading where the level of risk is increased or you could be offered cover with certain exclusions relating to your condition. Insurance terms for Cerebral Palsy critical illness cover can vary dramatically which is why it is important to speak to a specialist who understands how underwriting works for various insurance providers and therefore can direct you towards the most suitable provider.

 

Cerebral Palsy Income Protection

In almost all cases it is highly unlikely that income protection will be available for someone who has been diagnosed with Cerebral Palsy. There are other types of cover to consider that may be more suitable or appropriate so you should contact one of our team of experts to find out more.


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Our team of experts will help you to find the right Cerebral Palsy life insurance, critical illness cover and income protection to protect yourself, your family and your home against whatever life may throw at you.

 

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'Excellent service' Steven Mahon was so helpful, explained everything perfectly during a time we were a little stressed. Very very happy with his service, will recommend thank you. 4.7

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